[HK Bank] FPS transfer from Bank of China (Hong Kong)


1. Your payment account name must be the same as your FUTU Securities account name. Funds transfered from third-party accounts, E-wallets or cash transfers will not be accepted.

2. Your transferred funds needs to be settled and verified after FUTU have received your transfer. 

3. BOC (HK) Smart Account is not supported yet.

4. Due to compliance reasons (e.g. channel and country risks) and to protect the safety of your assets, Futu HK may refuse your deposit.  After the refusal, Futu HK will inform you the arrangement of the return of funds, either via the same route, or by other means.

What is FPS Transfer?

FPS Transfer is a fully connected fast payment system for banks launched by the Hong Kong Monetary Authority on 30 September 2018.

● Instant interbank transfers

● Free of charge

● FUTU supports HKD tranfer only, and is about to support CNH in the future.

● Use FPS ID for funds transfer rather than account number.


1. FPS transfer on Online-Banking Website

Visit Bank of China (HK) website: https://www.bochk.com

Log in personal E-Banking and find [Banking - Transfer/FPS]. 

Select [New Beneficiary] and fill in the form with the following information.


New Beneficiary

Beneficiary Addressing Method




From Account

Select your HKD account



Transfer Amount

Enter the amount you need to deposit

Effective Date

Transfer Now



1. For your convenience, we recommend you to register FUTU as your frequent beneficiary by ticking the check box [Register Beneficiary].

2. Please double check your transfer information before submit.

3. Please capture your screen after transfered for future reference.


2. FPS transfer on Online-Banking APP

Launch BOCHK APP and log in. Find [Banking - Transfer/FPS]. 

Fill in the form with the following information.


Please select your HKD account




Please enter the amount you need to deposit




1. Please double check your transfer information before submit.

2. Please capture your screen after transfered for future reference.


3. Notify Futu to collect payment

After you have transferred your funds to FUTU account, you need to submit a notification on APP to notify FUTU to collect your payment. If the deposit notice is not issued for more than 20 calendar days, the fund may be returned by the bank.

FUTU will accept your deposit only if you have submitted a notification to FUTU, if not, your deposit request might be delayed.

3.1 How to submit a notification to FUTU?

PATH:Launch Accounts > Any Account > More > Funds Records

Please double check on your Remittances account and deposit currency. 


1. Please input the amount correctly, or your deposit might be delayed.

2. If you have transfered several times to FUTU, please submit the notification seperately.


4. FAQ

4.1 Check deposit history

You can check your deposit status or history in deposit history page. 

PATH: Launch FUTU APP - Click [Trade] on the bottom - Click [Deposit] - Click [Deposit Record]

4.2 Arrival time of deposit

Deposit Time Estimated Available Time
Mon 08:00 - Fri 15:00 Within 2 hours
Other times Before Mon 11:00

4.3 Bank fees

Majority of banks do not charge fees at this stage, but FUTU do not guarantee that some institutions do, and FUTU do not guarantee that fees might required in the future. For further details, please consult the bank.

4.4 Other questions

1. If you have arrears in your FUTU account, the deposit amount returned before 15:55 on the trading day will stop calculating the interests on the same day. The deposit amount returned at other time will stop calculating interests on the next trading day.

2. Deposit credited before 15:55 on the trading day will record in the statement on the same day. Deposit credited at other times will appear in the statement on the next trading day.

3. The above estimated available time is for reference only. The actual available time may be affected by various factors, such as holidays, incorrect information, etc. Please refer to the actual available time.

4.5 Check bank transfer history

If your are required to submit your transfer voucher for verification, while you have forgotten to save your transfer voucher screenshot, you can check them from the BOC (HK) wensite or APP.

Website PATH: [Banking] - [Transfer/FPS] - [Transaction Record]


APP PATH: [Banking] - [Transfer/FPS] - [Transaction Record]


  1. The above guide screenshots are shared by users for reference only. If there is any discrepancy between the screenshots and the actual interface of the bank, please confirm with the bank regarding the filling of the content.

  2. FUTU HK may update the relevant content of this article in the help center from time to time without prior notice.

  3. FUTU HK will not be liable for any form of losses caused by this guide or content updates.