How to Deposit Funds Using a Bank Account Outside Hong Kong

To deposit funds to Futu from a bank account outside Hong Kong, please select international wire transfer as the transfer method. You are advised to confirm with the remitting bank in advance whether any cross-border transfer restrictions apply.

1. Supported Currencies

Futu currently supports deposits in HKD, USD, CNH and JPY via international wire transfer.

2. How to Deposit Funds via International Wire Transfer

2.1 Obtain Futu's Receiving Bank Details

Path: Open Futubull App - Accounts - Transfers - Deposit - Select the currency - Select your bank account - International Wire Transfer. Futu's receiving bank details are shown on this page.

Alternatively, refer to Futu's receiving bank account details in the table below:

Note: Enter the correct account name when remitting. An incorrect name will cause the bank to return the remittance, and any resulting charges are borne by the customer.

2.2 Initiate the Transfer to Futu

Funds must be transferred to Futu's bank account. Enter Futu Securities' receiving bank details correctly and complete the transfer.

Note: Keep the transfer receipt after the transfer succeeds. It is required to initiate a deposit notification and notify Futu of the deposit.

2.3 Initiate a Deposit Notification in the Futu App

Depositing via international wire transfer requires you to notify Futu of the deposit in the Futubull App.

Once the transfer is complete:

1. Open the Futubull App and tap "Notify Futu"

2. Check the details, enter the deposit amount and upload the transfer receipt

3. Tap "Submit"

Note:

1. To ensure a successful deposit, notify Futu to process only after completing the bank transfer, and select according to the actual currency, remitting bank and deposit method.

2. After completing the bank transfer, if you have not notified Futu to check for the funds within 20 calendar days, the funds may be returned by the bank.

3. If you deposit multiple amounts, initiate a separate deposit notification for each. Do not combine multiple bank remittances into a single deposit notification.

4. To verify that the bank account used for the transfer was opened by the customer, Futu may require the customer to additionally provide proof of bank account.

3. Estimated Arrival Time

For transfers from outside Hong Kong, banks require a longer processing time, so funds arrive relatively slowly. The estimated arrival time is 3–5 business days. Futu will process the funds as soon as they are received; the actual crediting notification time prevails.

4. Bank Charges

As international wire transfers are cross-border, the remitting bank, intermediary bank and receiving bank may each levy charges. The actual fees shall be subject to the bank's charges. Futu does not levy any charges.

Notes

1. The bank account name used for the transfer must match the name on the Futu Securities account. You may not use another person's bank account to transfer; otherwise any resulting refund charges are borne by the customer.

2. Consult your remitting bank and ensure this information can be transmitted from the remitting bank to the receiving bank; otherwise the remittance may be returned and charges may arise, borne by the customer.

3. Inter-bank back-office processing of a remittance takes some time, so a bank notification of "remitted" does not mean Futu Securities has received the funds. Once the funds reach Futu, they must be settled and approved. Neither banks nor Futu process remittances on Hong Kong public holidays, so allow sufficient processing time.

4. The screenshots in this guide are shared by users and are for reference only. If a screenshot differs from the actual interface, the actual interface prevails; confirm the details to enter with your bank.

5. If the content on this page is updated, Futu Securities (Hong Kong) will not notify you separately. Futu Securities (Hong Kong) accepts no liability for any loss of any kind arising from this guide or from content updates.

6. To safeguard your funds and for other compliance reasons, Futu may reject deposits from certain special channels (including third-party payment service providers, overseas banks and money changers). After rejecting a deposit, Futu will notify the customer and return the funds by the original route or another method. Note that some special channels may deduct a refund charge from the remitted amount. Please deposit using a bank account that the current system can bind.