What is Agentic AI? Futubull AI's expert mode guides you into Agentic Investing.

Open the Futu App—you're probably already used to checking market quotes, reading news, and placing trades. But when the questions get more complex—such as cross-market comparisons, sector interconnections, or options structures—the traditional AI assistant that simply answers one question at a time often falls short.

This is precisely why Agentic AI was introduced: it doesn't just chat better; it can break down problems, plan a course of action, invoke tools, reflect and verify, and then deliver actionable conclusions. When this capability is integrated into the entire investment process, it becomes what Futu is advancing as Agentic Investing.

Agentic AI vs. Traditional Investment AI: What's the Difference?

Comparing with Futu's most common user scenarios:

• Traditional AI assistants: passive question-answering; one query, one summary; relatively difficult to link multi-step research tasks.

• Agentic AI: Operates through a complete cognitive loop—"decompose the problem, plan a course of action, invoke tools, reflect and validate, and output conclusions"—making it more akin to a collaborative, intelligent investment partner.

For Hong Kong retail investors, the benefit is straightforward: there's no longer a need to split complex research across multiple tools and screens; you can keep information, analysis, and your next steps within the same workflow on Futu.

In July 2026, Futu Securities International (Hong Kong) Limited announced a major AI upgrade, launching a brand-new built-in, in-house-developed Agent called "Expert Mode." Leveraging a professional, user-friendly, personalized, and secure Agentic AI+Skills architecture, it puts the power of intelligent investing into the hands of every investor. According to the company, this upgrade marks Hong Kong's first truly end-to-end AI solution that spans the entire investor journey—from information gathering to decision-making and execution—evolving from passive Q&A to a thoughtful, plan-driven, reflective, and actionable partner.

Learn more about the upgrade details:Futu Press Release | Futubull AI Expert Mode

What does Futu Agentic Investing support?

Capability A | Expert Analysis: For complex issues, in-depth content can be generated in just a few minutes.

Futubull AI's expert mode features a cognitive loop that involves "deconstructing the problem—planning the approach—calling on tools—reflecting and validating—delivering conclusions." Whether tackling highly complex cross‑macro, sector, or options strategy issues, or conducting multi‑market, multi‑asset comparisons, it can integrate real‑time financial data and specialized tools to produce well‑structured, logically sound content supported by charts.

Capability B | Natural Language Order Placement: Execute trades for common stocks, options, and ETFs directly within the conversation.

You can complete the entire trading process for stocks, options, and ETFs in natural language without switching interfaces during the conversation. This is precisely how Agentic Trading is implemented on Futu—integrating execution into the same AI workflow. Please remember: double-check your parameters before submitting; the responsibility for the trade still rests with the investor.

Capability C | Coming Soon | Futubull AI + Algo: Zero-Code Quantitative Direction

Futubull AI+Algo, soon to be launched, is designed to enable users with strategic ideas to generate strategy frameworks, conduct historical backtesting, and deploy cloud-based live‑account management—all through natural language—without having to write code themselves. The launch date and applicable scope will be subject to Futu's official announcements; we recommend keeping an eye on app updates and notices to be among the first to experience it.

Why is Futu pursuing Agentic Investing?

Futu's Chief Marketing Officer, Yu Qihui, pointed out that market opportunities always exist, but ordinary investors often find it difficult to seize them, which is why they need tools that can help establish investment discipline and enhance rational decision-making. Meanwhile, Yao Wenqing, head of Futu's AI Growth Center, stated frankly: "The market is not short of AI‑branded tools, but most of them remain stuck at the level of basic question‑answering. Futu's latest upgrade aims precisely to redefine the boundaries of AI‑driven investing, enabling investors who are willing to learn and evolve to become smarter and more capable in the era of Agentic Investing."

Futu Securities Managing Director Xie Zhijian also emphasized that Futu will continue to refine and upgrade its AI product suite, empowering every investor with institutional-grade tools and leading the evolution of trading—aligning with the official vision of transforming "retail investors" into "protail investors" (advanced retail investors).

Futu's security perimeter prepared for Agentic Trading

• Simulation Environment: A preconfigured simulation environment where policies are validated before execution.

• Password Protection: AI is strictly isolated from live trading.

• Encrypted Transmission: End-to-end encryption of information.

• Local processing: Localization of sensitive data.

Meanwhile, Futu has packaged its market data, trading, stock-picking, derivatives, and other capabilities into Skills and MCPs, enabling advanced users and developers to assemble their own research and execution modules. You can tailor your workflow, gradually turning "analysis–monitoring–execution" into a customizable set of capabilities.

Go to Futu now to experience Agentic Investing.

No matter how many concepts you read, nothing beats completing a full workflow. Open the Futu App, enter Futubull AI's "Expert Mode," start with an in-depth analysis of a single question, and then proceed to place an order via natural language—experience firsthand the difference between Agentic Trading and traditional AI chat.