Description of Arrical Time (General)

Tips:
1.It takes time for the bank to process the remittance request, the bank's notification of "remitted" does not indicate that the money has been received by Futu Securities. The funds need to be settled and approved after arriving at Futu Securities.
2.The bank and Futu Securities do not process remittance during public holidays in Hong Kong, please allow time for remittance processing.

The following are descriptions of the arrival time for various deposit methods:

1. Hong Kong bank account

2. US bank account

3. Taiwan bank account

4. Bank accounts in other regions

1. Hong Kong bank account

1.1 Arrival time of Electronic Direct Debit Authorization (eDDA)

1.1.1 Single amount not exceeding HK$10 million

Time of deposit initiation

Estimated arrival time
Hong Kong Trading Days (Monday 08:00 - Friday 23:59 ) *Within 5 minutes
Other periodsBefore 08:10 on the next trading day

*If the Hong Kong stock market is closed, the arrival time will be postponed.


1.1.2 Single amount exceeding HK$10 million

Time of deposit initiationEstimated arrival time
Hong Kong Trading Days (08:00 - 16:00 ) *Within 2 hours
Non-Hong Kong trading hoursBefore 10:00 on the next trading day

*All time above mentioned refers to Beijing time, and trading hours refer to trading hours of Hong Kong Securities Market

*Currencies supported by eDDA: HKD only

1.2 Arrival time of Bank-Securities Transfer

1.2.1 Deposits in HKD

China Merchants Bank Hong Kong Branch

Completion time for depositsTime for funds deposited into Futu Securities account
Hong Kong trading day 08:00 - 18:55 (The single amount does not exceed HKD 10 million)Within 5 minutes
Hong Kong trading day 08:00 - 15:55 (The single amount exceeds HKD 10 million)Within 2 hours
Non-HK stock trading hoursBefore 08:10 on the next trading day

China Minsheng Bank Hong Kong Branch

Completion time for depositsTime for funds deposited into Futu Securities account
Hong Kong trading day 08:00 - 17:55 (The single amount does not exceed HKD 10 million)Within 5 minutes
Hong Kong trading day 08:00 - 15:55 (The single amount exceeds HKD 10 million)Within 2 hours
Non-HK stock trading hoursBefore 08:10 on the next trading day


1.2.2 Deposits in USD

Transfer timeTime of deposit into securities account
Hong Kong Trading Days 09:00 - 15:55 (single amount not exceeding USD$1.5 million)Within 5 minutes
Hong Kong Trading Days 09:00 - 15:55 (single amount exceeding USD$1.5 million)Within 2 hours
Other periodsBefore 09:10 on the next trading day

All time above mentioned refers to Beijing time, and trading hours refer to trading hours of Hong Kong Securities Market


1.3 FPS Transfer

Time of deposit notificationEstimated arrival time

Hong Kong Trading Days (Monday 08:00 - Friday 23:59 ) *

Within 2 hours
Other periodsBefore 11:00 on the next trading day


All time above mentioned refers to Beijing time, and trading hours refer to trading hours of Hong Kong Securities Market

The reference arrival time is only applicable if the recipient bank is ICBC (Asia) FPS ID: 7522014

FPS Transfer supported currencies: HKD only

1.4 E-Banking inner-bank Transfer, ATM/Counter inner-bank Transfer

Time of deposit notificationEstimated arrival time
Hong Kong Trading Days 09:00 - 15:00Within 2 hours
Other periodsBefore 11:00 on the next trading day

All time above mentioned refers to Beijing time, and trading hours refer to trading hours of Hong Kong Securities Market

E-Banking inner-bank Transfer T, ATM/Counter inner-bank Transfer supported currencies: HKD, USD, CNH


1.5 E-Banking inter-bank Transfer, ATM/Counter inter-bank Transfer

Due to the involvement of inter-bank transfers, if it's not an express transfer, the bank will take longer time to process, and the arrival time is expected to be 1 - 3 business days.

All time above mentioned refers to Beijing time, and trading hours refer to trading hours of Hong Kong Securities Market and business days are Hong Kong banking business days.

E-Banking inter-bank Transfer, ATM/Counter inter-bank Transfer  support currencies: HKD, USD, CNH

1.6 Check transfers

All time above mentioned refers to Beijing time, trading hours mentioned refer to trading hours of Hong Kong Securities Market, and business days mentioned refer to Hong Kong banking business days.

2. US bank account

Deposit methodsEstimated arrival time
Velo E-banking Transfer1-3 business days
Check Transfer (Not recommended)At least 5 business days

3. Taiwan bank account

For transfers in regions outside Hong Kong, the bank will take longer time to process, and the arrival time is estimated to be 1-3 business days. Futu will process the funds as soon as Futu receives them, please refer to the deposit notifications.

4. Bank accounts in other regions

The estimated arrival time is 1-5 business days after the initiation of remittance notifications.