[Bond Investment Guide] How to Buy Bonds in Hong Kong?
2025 US Bond Yield ROI Compare｜How to Buy US Debt in Hong Kong? (Regular updates)
U.S. Treasury
U.S. Treasury Bonds, also known as U.S. Treasury Bonds, are long-term bonds issued by the United States government for the purpose of coordinating government operations and refinancing similar funds. U.S. Debt is issued to Large-Scale Institutions and Individual Investors, and is the most popular and widely used credit guarantee globallyBondsOne is widely regarded as an important option for hedge investing and a way to increase passive income.
U.S. TreasuryThere are different term limits, including short, medium and long term bonds. These national bonds can be obtained through public solicitation, sale or direct sale by the U.S. Treasury. All US debt is backed by the US government, making it one of the safest investments.
Types of US Treasury Bonds
Generally speaking, US Treasury bonds can be divided into short, medium and long term. Detailed types of US bonds can be found in the table below:
Types of US Treasury Bonds | Issuance Period | Expiration Date | Dividend frequency | specialties | |
Short-term Treasury | U.S. Treasury Short-Term Bonds (English: U.S. Treasury Bills, Simplified Bills) | Within 1 year | 4 weeks; 13 weeks; 26 weeks; 52 weeks Auction once a week | No interest paid before maturity | Buy directly at the time of purchase and receive the ticket amount on the due date. |
Interim Debt | U.S. Treasury Notes (T-Notes) | Within 10 years | Monthly Issue Year 2, 5, 7: End of Month Auction Year 3, 10: Mid-Month Auction | Dividend once every 6 months | ·Fundamentally the most important types of debt ·US 10-year bonds: Indicators commonly used in the US bond market. The ROI rate shows the market's view of the US Treasury's economy |
Long-term debt | U.S. Treasury Bonds (English: U.S. Treasury Bonds) | 10-30 years | 10 years; 20 years; 30 years issued monthly; 2 and August auctions annually | Dividend once every 6 months | · At maturity, it will be paid to the holder at the bill price along with the interest in the last installment. · At issue, a value close to the current market interest rate is set to be auctioned as the box office rate. |
U.S. Treasury Inflation Protected Securities (English: Treasury Inflation Protected Securities, Simplified Tips) | 10-20 years | 5 years; 10 years; 20 years | Dividend once every 6 months | Capital has the property of adjusting with inflation or contraction | |
2025 U.S. Bond Yield Update
The U.S. Bond Yield Ratio, known as the U.S. Bond Ratio, is the rate of return that investors can actually earn on U.S. debt. Profit Ratio (Ratio) is generally reflective of the market's view of the US economy and financial situation and can be influenced by a variety of factors such as commodity prices, interest rates, face value, availability of time, purchase price, and sale price.
Name of the national bond | Yield (Yield) |
6-MONTH NATIONAL DEBT (US 6M) | 3.70 cm |
1-Year National Debt (US 1Y) | 3.56 cm |
2-Year Treasury Bond (US 2Y) | 3.51 cm |
3-Year Treasury Bond (US 3Y) | 3.53 cm |
5-Year Treasury Bond (US 5Y) | 3.65 cm |
7-Year Treasury Bond (US 7Y) | 3.85 cm |
10-Year Treasury Bond (US 10Y) | 4.09 cm |
20-Year Treasury Bond (US 20Y) | 4.71 cm |
30-Year Treasury Bond (US 30Y) | 4.77 cm |
Data source: Futubull APP, the odds of four and five are calculated and two digits followed by the decimal number. Data Submission until December 4, 2025 | |
U.S. 10-year Treasury bond
The following is the yield on US 10-year Treasury bonds:
How to calculate US bond yield (Yield)?
U.S. Bond Yield refers to the profit that investors can make when they hold U.S. Treasury bonds. Yield rates often reflect the market's view of the U.S. economy and finances, and are also influenced by a variety of factors such as inflation, interest rates, and more.
You can use the Futubull App to predict your profits at any time with the calculator! Once you have selected the Heartwater Bonds, you can immediately get rid of the long expiry time by buying them at the lowest speed! Indicate that there is a trading method, no longer having to ask for a price on the off-market market, find a matching method and then the price can be concluded. Regular orders can be completed immediately after using the Super Quick Buy list.
U.S. Bond Yield (Yield)
There are different definitions of US bond yield, including Current Yield, Yield to Call, Yield to Maturity
Current Yield (Current Yield)
Based on the average ROI per year, the calculation is: Current Annual Ticket Information/Bond Price x100%
Yield to Notification Redemption (Yield to Call on Notification Redemption)
From the start of holding the bonds, it is calculated directly to the ROI that have been received for the return notification. Only applicable to the bonds that have been withdrawn early.
Maturity Yield (Yield to Maturity)
Expecting the ROI of Bonds to the date they are due, usually expressed in the form of annual ROI, is the most common calculation method.
Example: Buy Bonds for $1000 at 5%, three years after maturity.
Investors will receive $50 bonds in the first year, $50 bonds in the second year, $50 bonds in the third year, plus $1000 in the value of bonds, i.e. the capital of the bonds, which will return $1150.
When issuing the bonds, the issuer has agreed to pay this $1,150, so that the investor will receive a profit every year and recover the ticket value on time.
However, the price of bonds depends on the credit rating and the ratio. The price of bonds is determined by the market.
Return to Term Ratio (Return to Term Ratio is the ROI used to measure the ROI of Bonds Buying Bonds at different prices.
If fruit:
Buy Bonds at $950, the Term Yield Rate is 6.9%, higher than the Term Yield Rate (the Forward Yield Ratio) is 6.9%, which is higher than the 5% at the time of the Purchase of Bonds valued at $1000.
Buy Bonds for $1100, and the maturity yield (the maturity ratio is only 1.6%).
What are the benefits of buying US bonds?
Security: Since US debt is a bond issued by the US government, it is essentially a guarantee of its ability to trust and repay debt. Thus, bonds that are generally considered to be non-prohibited bonds are known as one of the safest investment tools in the world.
FIXED RETURN: US DEBT PROVIDES FIXED RETURNS TO INVESTORS, SO INVESTORS CAN GET STABLE INTEREST INCOME AFTER BUYING US BONDS.
Higher Liquidity: Relative to other types of bonds, US bonds have higher liquidity.
Balancing risk: If you buy high-risk products at the same time as buying US bonds, US bonds can play the role of balancing risk and return.
How to buy US Treasury bonds in Hong Kong?
In Hong Kong, you can buy US bonds with Futu. Futu offers a variety of U.S. bond products at different ratios that continue to invest money in new bonds after the maturity of the existing U.S. bonds, maintaining stable interest income and increased financial security. Bonds Fees are Composed of Trust Fees and Trade Fees. Click here to find out the FutuPayment Standards for Bonds。
There are a few things to look out for when buying US bonds:
Holders of a Hong Kong Securities Account (such as a Futu Securities Account) may trade US bonds in Hong Kong.
U.S. Bonds are calculated in USD. Currency Exchange must be converted into USD prior to purchase.
There are many types of US bonds, and you need to choose the right bonds according to your personal risk.
Need to be familiar with the risks and opportunities of the US Treasury market and do a thorough research before buying.
Here are the steps to buy US bonds on the Futu:
You Need a Platform That Can Trade US Debt, Go AheadFutu Internet, and register a new Account. (Re-registration)
Fill in your personal and financial details in your account, then use a Bank Transfer, Debit Card, or Apple/Google Pay.(Instant Deposit)
Download the Futubull App and log in.(Download now)
Click [Buy] on the Bonds Details page after searching for the Bonds you want to Trade on the Bonds Home page or searching for the Bonds you want to trade.
Enter the face value you want to buy and the expected purchase price, based on the Reference Ask Price list. (This price is for reference price only, the actual trading price may be in line with other outflows)
Click [Buy button - Enter the trade password, order fulfillment is successful. Please wait patiently for the trade to close, and the closing price will not exceed the lower list price
*Please note that prior to Trade, please ensure that all relevant fees and conditions are known. Futu Securities may be subject to partial transaction fees depending on Account Type and Transaction Volume.
Buyi Debt Learning to invest in Bonds
Investors aim to buy US bonds, hoping to earn a steady income, and generally use Bond Ladder to generate a stable cash flow. The conversion explanation is that the average maturity of the invested US bonds is divided into short, medium and long years, and then re-invest each time the bonds are due.
examples
With a fixed income of US$1 million, Yumming intends to invest the average amount of money in 4 US bonds with different maturities, in order to avoid volatility and liquidity, in order to avoid volatility and volatility.
1. Divide this $1 million into 4 pieces of $0.25 million each
2. Invest in 6-month, 12-month, 18-month, and 24-month maturing US bonds, respectively
When the US Debt matures:
When USD 0.25 million is withdrawn after maturity of USD 0.25 million USD due in June, the money is invested in USD 12 months maturity; when USD 0.25 million is withdrawn at maturity of USD 12 months, the money is invested in USD 18 months maturity.
This creates a stable cash flow and, after releasing funds every 6 months, allocates the risk of the dividend rate, making the portfolio more stable.
Extended Reading:What impact does the US interest rate cut have on US Treasury bonds and how should it be deployed?
Extended Reading:【After the decline of the bonds ETF, you can refer to these US bond ETFs
Buying US bonds requires an understanding of the relevant fee and terms codes, and a thorough research and understanding of the product. If you have any questions, please contact a professional.
The capital and interest of the bonds are borne by the issuer or guarantor (if any). The bondholders assume the credit risk of the issuer or guarantor. If the issuer or guarantor fails to comply, bondholders may not be able to recover the funds and interest on the invested bonds. U.S. Government Bonds are issued and guaranteed by the U.S. Government, and bond trading takes place off-site. Investment risk and price will be reflected in the market supply and demand relationship. However, if there is a higher chance of recovering capital and interest from investing in US government bonds, bondholders who withdraw bonds in advance may result in losses due to market risks. The likelihood of lower capital and interest on U.S. Government Debt Bonds is likely, although other changes in the financial condition and credit rating have the potential to be associated with the risk of a breach. Therefore, before making any investment decision, the client must read the relevant sales documents in detail, fully understand the characteristics and consequences of other risks and relevant laws, taxes and accounting, and, depending on the individual's circumstances, determine whether the investment meets the individual's financial condition and investment objectives, and whether they can assume the risks involved, Seek the right professional advice in time.
