Introduction to US Stock Trading

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Introduction to the Regular Savings Plan 2025 | What is the good performance of US stocks and shares in Hong Kong?

What is a Regular Savings Plan?

Regular Savings Plans are an investment strategy in which investors invest in stocks or ETFs on a monthly basis, which can be used to spread risk, avoid large one-off investments, and reduce market volatility. Trade in Regular Savings Plans Not Necessary Like No Model TicketStocks Trading TradeTrade must be completed in whole or in one share TradeTrade usually requires all one hand or one share to Buy, but is required by an individual, to set up a monthly supply, usually to complete one hand or one share to Buy, and it is required by the individual, to set the month Offering different amounts of money and buying shares, this method is suitable for people who are limited in funds or are just beginning to invest, develop a stable investment experience, and through this method of supply, increase their financial wealth and achieve long-term financial goals.

Investment strategy in Regular Savings Plans?

Average Costing is one of the important strategies of the Regular Savings Plan. With fixed term investments, investors buy fewer stocks at market highs, buy more stocks at market lows, and reduce the impact of market volatility on investments from the average investment cost.

Beyond that, choosing Good Stocks or Indices ETFs for monthly supply investment is another matter. Investors should choose Stocks or ETFs that are prepared for steady growth momentum based on their own risk and financial goals. Periodic review and alignment of investment combinations are extremely important to keep investment strategies aligned with market trends and individual goals.

The Regular Savings Plan strategy is especially suitable for long-term investors, and by continuing to invest and utilize a strategy that is especially suitable for long-term investors, and by continuing to invest and use the AverageCost method of average cost, you can increase your wealth. This strategy not only disperses risk, but also helps investors to weather short-term pressure from market fluctuations and focus on longer-term returns.

Average Cost Law
Average Cost Law

How many investors are the Regular Savings Plan suitable for?

Lazy investors

Investors who don't want to spend a lot of time researching stocks can opt to buy ETFs for both Hong Kong Markets and Industries. Buy an ETF, such as investing in all Stocks, Bonds, Commodity and MMF-like Assets in the ETF pool, to get a return related to the target asset.

Resilient investors

Investors who are looking for stability may refer to Blue Coordinate shares because they are relatively stable, some may be subject to periodic announcements, and the share price may rise sharply. In terms of U.S. stocks, many of these companies are at the forefront of the Industry and have strong risk aversion capabilities. In terms of Hong Kong shares, entry fees for some blue-chip stocks are generally high, with a single entry fee of up to ten trillion yuan. Investors can gradually build a portfolio of blue-chip investments using monthly supply methods.

Income group

Less Than Hong Kong Equity Investors Consider Using Monthly Supply to Accumulate Income Assets, Public Utilities and SharesREITsIt is the hot reception option. The number of public utility shares is discontinued, income and share prices are fixed, and other profit ratios are subject to regulatory restrictions.REITsNeed to leverage earnings for information, and dividend ratios are more likely to drive other Industry.

Past performance of Hong Kong stocks for the month
Past performance of Hong Kong stocks for the month

Benefits of Regular Savings Plans

  • Risk Dispersion: The Average Cost of Regular Savings Plan purchases is weak and short-term market volatility has a negative impact on investments. When you invest with fixed amounts of money each month, buy more stocks at lower prices, buy fewer stocks at higher prices. At any given time, the Buy price of stocks will increase, helping to reduce short-term risk.

  • Flexibility: Regular Savings Plans can be set according to the availability and requirement of the provision amount and periodicity, such as monthly, supply or daily delivery. With the Futu Monthly Stock Offering RegularSavingsPlan, it is easier to adjust the provisioning amount, suspend or restart the monthly supply plan, so you can adjust your investment portfolio at any time.

  • Low Cost Buy Quality Shares: Lower entry doors on Regular Savings Plans can lower the cost of investing. If Hong Kong shares are calculated in one hand, if you buy Stock Stocks using the monthly offering method, you cannot buy at least one hand, you can hold HKD1000 major Hong Kong shares per month; if you do not buy at least one hand, you can hold HKD1000 per month when selling large HKD1000 Hong Kong shares, regardless of whether Hong Kong shares or shares are sold, Without talking about Hong Kong stocks or US shares, most of Fututo supports trading in Oddlot.

  • Buy a fixed amount on the Regular Savings Plan after choosing a floating market: Buy a fixed amount of money on the Regular Savings Plan. Investors can not use the time to read the market, reducing the question of when and when there is enough money to enter the market.

Disadvantages of Regular Savings Plans

  • Best Missed Opportunity to Market: For the Regular Savings Plan, it is possible to buy Stock Stocks at a fixed amount, this may be lost, this may result in a high and low price, and all gains will be reduced when the market is in a good position.

  • Stock Risk: Regular Savings Plans reduce the risk of entry into the market, since choosing the right stocks is required, and choosing improperly can lead to loss of investment.

How to monthly supply of US and Hong Kong stocks?

Futu provides HKD Monthly Provision Services, which may be made available on a monthly basis, availability, availability, or day, depending on the individual's needs, and may be amended, suspended or terminated at any time by individual. A monthly offering of US shares or employee shares is a value propositionIntroduction to Hong Kong and US StocksMethod.

How to set up a monthly plan
How to set up a monthly plan
How to set up a monthly plan 2
How to change your monthly plan
How to change your monthly plan

>> Learn MoreTrading Rules for Regular Savings Plans

Regular Savings Plan Recommendation

Futubull App includes popular monthly offers and monthly supply lists

  • Popular Monthly Supply Indicator Support Received a Correct Revenue Profitability for Nearly 1 Month, Overcoming the Top 3 Stocks With the Highest Number of Suppliers in 1 Month

  • Monthly Offer Order Based on Dividend Ratio and ETF-like Standards to Identify Stocks That You Present According to Your Needs

Regular Savings Plan Recommendation
Regular Savings Plan Recommendation

How to make your own monthly allowance plan

Prior to the commencement of the Monthly Supply Plan, it is necessary to assume that only some Banks and Securities Companies offer the Regular Savings Plan, but there are different restrictions that do not have to suit your needs. Therefore, it is very easy to customize a Regular Savings Plan to buy Buyer Stocks at fixed amounts of money according to your personal investment goals, on fixed dates each month!

It is important to note that stock prices fluctuate monthly or fluctuate, so when you buy stocks with the same amount of money on the specified date, if the share price falls, you can buy more shares when the share price rises, and the same money will buy fewer shares. Note that the minimum trading unit for Hong Kong Stock Buy is one share, and US Stock Trading Units may be less than one share per month.

The first step of the self-made monthly supply plan is to open a Securities Account in Futu, as follows:

  1. Go toFutu Internet, and register a new account.(Register now)

  2. Open a comprehensive account with a Futu account, click below to open it instantly and enjoy the opening bonus of up to USD.(How to open an account)

Setting up a Regular Savings Plan account is a simple 10 step by step:

  1. Download the Futubull App and log in.(Download now)

  2. Open the Futubull App, click Account, then select “More Now”, see “Regular Savings Plan”. (Jump to month feed page now)

  3. Click “Monthly Savings Plans” to create a monthly plan directly, or click View all from the Monthly Supply Hotspot, see Available Shares, and select Stock to start the month.

  4. Select Settlement Account, Stocks Code, Monthly Cash Allowance, and Monthly Disbursement Periods.

  5. Click “Trade Rules” to see the detailed rules for the Regular Savings Plan.

  6. Once setup is complete, you can modify, pause, or terminate the plan.

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Disclaimer:

This content is not and should not be regarded as an invitation, solicitation, invitation or recommendation to buy or sell any investment products or the basis for investment decisions, nor should it be construed as professional advice. Before making any investment decision, investors should fully understand the risks and the relevant legal, tax and accounting perspectives and consequences, and decide based on their personal circumstances whether the investment is suitable for their personal financial situation and investment objectives, and whether they can afford it. Appropriate professional advice should be sought where necessary regarding the risks.

The information from third parties displayed on the Futu application, website and event pages is for reference only and does not constitute any recommendation.

The above content does not represent any position of Futu and does not constitute any investment advice related to Futu. Before making any investment decision, investors should consider the risk factors related to investment products based on their own circumstances and seek professional investment advice when necessary. Futu tries its best but cannot confirm the authenticity, accuracy and originality of the above content, and Futu does not make any guarantee or commitment in this regard.

"Futubull" is a one-stop financial investment and trading platform. The securities trading service is provided by Futu Securities International (Hong Kong) Limited.

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