Fund Investment Encyclopedia | How to Invest Funds in Hong Kong
What are money market funds? How to buy money market funds in Hong Kong
What are Funds?
FundsIt is an investment tool that brings together multi-investor funds, managed by professional fund managers. By Asset Category, including money market funds, Bond Fund Funds, Stock StocksFund Funds, and so on, can be divided into Interest Fund Funds, Feeding Fund Funds, Mutual Fund Funds, and Savings Funds, etc. GoldFunds, ExchangeFunds own ETFs (ETFs), ETFs (ETFs), TrustFund Funds, Private Funds, Trust Funds, Trust Funds, Private Funds, Trusts Funds, and Private Funds. With a number of high risk plans and a number of associated risks, you can choose your own Funds investment objectives and investment strategy and spread out your investment risks.
What are money market funds
Money market funds (MMF) are financial products that typically invest short term to date, such as government bonds, corporate short-term bonds, bank deposits, fixed income products, and other characteristics of low risk and high liquidity, suitable for all types of investors, etc. Eminent man.
Characteristics of money market funds
The investment portfolio of money market funds consists mainly of low-risk financial products to protect their investment capital. These financial products generally have a high credit rating, and the default solvency of the issuing method is stronger.
Low volatility
The goal of money market funds is to maintain a stable net value, and usually the net value of each unit remains unchanged or only unchanged at $1 or another currency. This allows money market funds to provide value and add value to money under constant price stability.
Lower risk
What if you want to wait for investment opportunities in your hands, can you resist the traffic, track the time value, and at the same time you can use it to invest in other places? Money market funds are one of your investment choices.
Flexible and convenient
The investment term of money market funds is usually short, and they also offer convenient money management functions within a month or a year, such as ease of use, money can be bought and returned at any time, money is more liquid, and you can manage funds according to your needs.
Lower Expected Returns
Risk and gain are commensurate with earnings. Due to the lower investment risk of money market funds, the expected income will be correspondingly lower.
Futu Cash Treasure Day Income
Futu Daishi Financial Group is focused on investor focus, based on performance, investment philosophy, investment mix, management team, management company, investment flowChoose the best money market funds, Create Futu Cash Grants.
As low as HK$0.01 is required, you can invest in money market funds, get an average return of up to 4.1% *, stability, income from free money changes make it easier for people to sell, invest money at any time, withdraw at any time, without having to worry about the need for money when investing, so that you have money to pay at any time Cash flow pays for everyday life.
*4.1% average return from the Futu platform is the average of the growth of all US money market funds that have formed less than 1 year, with data reaching 27 October 2025. Historical earnings are for reference only, and Funds' past performance cannot be predicted after the date. As soon as you record the correct distribution of benefits, you can get the right feedback.
Fees of money market funds
Funds are managed by a professional investment manager without the need to pay management fees, except in the case of Self-Purchase Stocks. Therefore, before choosing a Fund, it is important not to take into account the various fees incurred when buying a Fund, but it is always worth considering the cost of the Fund's return. Most Funds use the Funds deduction method to deduct the fees and advances of the Funds.
Funds Fee Types | Cost List | definitions |
|---|---|---|
Trade Fees | Subscription Fee | Fees paid when purchasing Funds (usually deducted from the investment fund and paid directly to the Investment Advisor/Distributor). |
Conversion Fee | Withdrawal of investment funds from one Fund and the fees paid by the same Fund company at another Fund. | |
Redemption Fee | Fees paid at the time of sale of Funds. | |
Continuing charges (deducted from Funds Asset Assets) | Management Fee | Pay Fund Managers for the provision of other Fund Management Services. |
Hosting Fees | Pay the custodian for the provision of hosting services to the custodian. | |
Performance Fees | Fees paid to the Fund Manager if the Funds are pocketed. | |
Administration Fee | Funds related to administrative and operational support. |
How to buy money market funds in Hong Kong?
Buy Funds, Hai Futu. Purchase Funds at Futu, Instant Purchase Fees: 0 Gold, 0 Platform Fee, Waiver Purchase and Refund Fee, Purchase Funds Door Lower to HK$0.01/USD for Trade. To buy Funds in Futu, you first need 2 accounts: Securities Account and Fund AccountAccount:
How to Open a Voucher Account?
Step 1: Go online to Futu and sign up for a new account.(Register now)
Step 2: Open a Securities Account on the Basis of a Futu Account(Open your account now)
Step 3: Fill in your personal and financial details (includingBank Code and Account NumberThen sign in with a Bank Transfer, Debit Card, or Apple/Google Pay.(Invest immediately)
How do I open a Funds Account Account?
You need to open a separate Funds Account Account:
Click Open Funds on the APP - [Open Funds Account Account].
Note: Futu has supported Opening Funds Account Account, Reopening Securities Account, Reopening Securities Account Account
You need to Trade Stock Stocks and Fund Funds at the same time:
Click on the APP to Open the Account - Open Online Quickly - Select the Voucher Account and Funds Account at the same time, and open the corresponding Account Account immediately and open the corresponding Account Account.
After successful opening, it is possible to Buy Fund Funds:
Select the Funds you want to Buy and enter the details page.
Select the Payment Account, enter the purchase amount, click [Make a Purchase Confirmation at the bottom of the page] to make a purchase immediately.
Warmly note: There is no doubt that an investment product is very low risk, before investing, it is recommended that you read the relevant product documentation carefully, learn the detailed investment rules and risk tips, and seek professional advice when necessary. Investors should be aware that the prices of Funds products may rise and fall, may change in size over a short period of time, investors may not be able to recover the amount invested in other Funds, and the performance of the Funds through them cannot be predicted after the day. The content of such preexisting sexual references in this document shall not be construed as warranties of any kind. Due regard to facts or developments may be materially different from such texts. 5% Open Rate applies to all Funds on the Futu Platform and cannot be shared with other New Customer Event Rewards, the offer is subject to terms and conditions.
