Futu Unveils Major AI Upgrade with Launch of Built-in Agent "Expert" Mode, Hong Kong’s First End-to-End Investment AI, Empowering Investors in the Age

(Hong Kong, 13 July 2026) - Futu Securities International (Hong Kong) Limited ("Futu") today announced a comprehensive upgrade to its AI capabilities with the launch of "Expert" mode, its self-developed and built-in AI agent. Powered by a novel "Agentic AI + Skills" architecture that delivers simplicity, customization, and security, Futu places the power of intelligent investing directly into the hands of every investor. This upgrade empowers "Retail investor" to become "Protail investor", ushering in a new era of Agentic Investing.

This upgrade also brings to Hong Kong the first AI solution to span the entire investment journey, from information gathering and analysis to decision-making and trade execution. Far from a simple aggregation of features, it represents a paradigm shift in the underlying architecture — evolving from a passive Q&A AI assistant into an intelligent investment partner capable of independent thinking, proactive planning, advanced reflection, and execution.

Futubull AI "Expert" Mode Simplifies Complex Investing

Explore Unknown Markets: Generate Expert Insights in Minutes

Producing a high-quality sector analysis or expert insights once required days of sifting through financial statements, integrating data, and building models. Today, with Futubull AI's "Expert" mode, it takes just a few minutes. Driven by the new Agentic + Skills architecture, Futubull AI possesses a complete cognitive loop: deconstructing problems, planning paths, invoking tools, reflecting and verifying, and outputting conclusions.

Whether an investor poses highly complex questions, such as "Under the current macro environment, which targets in the Hong Kong semiconductor sector offer Alpha opportunities using options strategies, or requests comparative dissection spanning multiple markets and asset classes, Futubull AI can integrate real-time financial data with professional interpretation tools. No longer merely a chatbot, Futubull AI is now your 24/7 industry expert.

Natural Language Order Placement: Connect the Entire Process in a Single Sentence

In a critical breakthrough for trade execution, Futubull AI closes the gap between "knowing" and "doing". During conversations, investors can complete transactions for equities, options, and ETFs using simple language without switching interfaces. Futubull AI understands the user's investment intent and translates it into trading commands precisely. This enhances trading efficiency, reducing the friction and delay between identifying an opportunity and acting on it.

AI Algo Trading: Unlock the New World of Quantitative Trading with Zero Code

Quantitative trading was once reserved for programmers and financial analysts. The soon-to-launch Futubull AI + Algo feature lowers the barrier to quantitative trading, allowing any investor to transform strategy ideas into actionable strategies. Without writing a single line of code, investors can use simple language to automate the entire pipeline, from strategy framework generation and historical backtesting verification to cloud-based live trading hosting and deployment.

As the industry's only platform that seamlessly integrates AI-driven strategy creation, backtesting, and execution, Futubull AI + Algo is built on a highly stable, low-latency global multi-asset quantitative cloud infrastructure. This helps retail investors utilize institutional-grade quantitative tools and seize market opportunities, truly democratizing Alpha factors for ordinary individual investors.

Open Ecosystem Paired with Multi-Layered Security Architecture

Building Your Personalized Research Team

Futu has packaged its years of deep expertise in market data, trading, stock selection, and derivatives into Futu Skills and MCPs (Model Context Protocol), allowing investors and developers to flexibly invoke them within standard AI Agents available in the market.

Investors can freely select and combine different capability modules based on their personal investment style and needs, ranging from quantitative smart stock selection and real-time portfolio risk monitoring to multi-dimensional market analysis and all-market execution. This allows them to build a unique personal research team, using simple language as a unified command to orchestrate the entire team's collaboration. Multi-strategy, multi-expert collaboration models that were once affordable only for large hedge funds are now accessible to ordinary investors.

Openness and Security Coexist

Futu recognizes that as AI becomes increasingly integrated into trade execution, investors' concerns around privacy and capital security must remain a top priority. To address these concerns, Futu AI has established multiple layers of protection: a simulated environment by default to ensure strategies are tested before execution, a password-protection mechanism that strictly separates the AI from live trading, and end-to-end encryption to safeguard data and prevent information leakage. All sensitive data is processed locally, ensuring that client information and trading environments are operated under the highest security standards. Futu is committed to delivering a powerful and responsible AI product to every investor.

Vincent Yao, Head of AI Growth Center at Futu, stated: "While there is no shortage of AI-powered investment tools on the market today, most remain limited to basic question-and-answer functionality, struggling to handle complex cross-market and cross-asset analysis, let alone seamlessly translating insights into actual trades. Futu’s upgraded AI is designed to redefine the boundaries of AI investing and put an end to the era of superficial interactions, empowering investors to learn, evolve, and make stronger decisions in the new era of Agentic Investing."

Daniel Tse, Managing Director of Futu Securities, stated: "Since the beginning, Futu has been a disruptor. Our leading financial technology has broken down traditional barriers to entry, reshaping the financial services ecosystem and ultimately transforming the retail investing experience in Hong Kong. With AI, we seek to do the same, harnessing its transformative power to enhance and expand our AI product ecosystem, empowering every investor with institutional-grade tools and leading the next evolution of investing.”