Futu Pioneers Tech Brokerage by Introducing Retail Structured Products, Enhancing Diversified Investment and Financial Inclusion
(Hong Kong, May 22, 2025) Futu Securities International (Hong Kong) Limited ("Futu") today announced the launch of a new suite of principal-protected structured products, becoming the first tech brokerage in Hong Kong to offer this type of product to retail investors. The initial offerings of Hong Kong stock-linked structured products include “SharkFin Notes” and “Digital Structure Notes”. These products feature 100% principal returned upon expiry[1], with some offering guaranteed minimum coupon payments[2], and the potential for enhanced returns. Traditionally reserved for professional investors, structured products are now accessible to retail investors on Futubull with a minimum investment of just HK$100,000, marking a significant step toward diversified wealth management and financial inclusion.
100% Principal Returned upon Maturity with Stable Returns amid Market Volatility
The newly launched retail structured products are designed with 100% capital protection at maturity, including some offering guaranteed minimum coupon payments, ensuring that investors receive a baseline return regardless of the performance of the linked Hong Kong stocks. In addition, if the linked stocks reach specific price ranges during or at the end of the period, the products may trigger enhanced return mechanisms that have the potential to offer higher yields.
With the threefold advantages of principal return upon maturity, flexible growth, and interest rate protection, these structured products are particularly attractive during periods of market volatility. They offer a solution for locking in yields amid interest rate downturns while also providing the opportunity for additional returns based on the performance of linked stocks, delivering both stability and flexibility.
Lowering the Barrier to Entry for Retail Investors
Traditionally, structured products were introduced by banks and mainly targeted at high-net-worth customers, often requiring a minimum investment of over HK$ 1 million. Futu’s new offering significantly lower the entry threshold to HK$100,000, enabling retail investors to access investment products previously reserved for professionals.
All newly launched structured products are issued by highly reputable financial institutions in collaboration with Futu and are made available to retail investors. Looking ahead, Futu plans to partner with more top-tier institutions to introduce a broader range of structured products, catering to diverse investment needs and further breaking down investment barriers.
Mr. Daniel Tse, Managing Director of Futu Securities, said: “As Hong Kong’s leading tech brokerage, Futu is committed to the vision of financial inclusion, providing retail investors with a more professional and efficient investment experience. The newly launched capital-protected structured products not only lower the threshold for accessing professional-level investment tools but also support retail investors in building more diversified portfolios. This initiative marks an important step in Futu’s journey to becoming a one-stop investment platform.”
For more information, please visit the official page:
https://invest.futuhk.com/structuredproductshk2505
*Up to 8% annualized return (the actual return of 4% comes from 6-month term products) refers to the highest annualized return among the structured products provided by the Futu platform, with data valid as of 22 May 2025. Historical returns are provided for informational purposes only. Past fund performance is not indicative of future results.
[1] Subject to the issuers’ terms, early redemption may incur fees and potential capital loss. Please refer to the offering documents for full product details or contact the customer service department.
[2] Some products may offer a minimum coupon payment of 0%.