Withdraw guide (general)

Notes:
1. Unless otherwise specified, the following times are based on Hong Kong stock trading days.
2. The bank account must be opened by the same name as the securities account and does not support withdrawals to other people's bank accounts.
3. Futu's processing time for withdrawal requests is 9:00 - 15:00 on Hong Kong stock trading days, withdrawal requests will be accepted until 11:00 (For Check and Wire transfer) or 4:00. (For BST) on the trading day, after which withdrawal requests will be processed on the following trading day.
4. During holidays and holidays, banks are closed, which may affect the withdrawal time, please wait for the bank to process the withdrawal after the holidays. The following times are estimates, please refer to the actual time of arrival of funds, Futu reserves the right of interpretation.

The guidelines for the withdrawal of funds are as follows:

1. Confirmation of withdrawals

2. Withdrawal methods and arrival times

2.1 Bank of Hong Kong

2.2 Bank-Securities Transfer

2.3 Offshore Chinese banks

3. Initiate deposit notifications


1. Confirmation of withdrawals

Before a withdrawal that by Check Transfer can be used, it may take one trading day for the bank to process the cheque deposit after the funds have arrived in the bank account


2. Withdrawal methods and arrival times

2.1 Bank of Hong Kong

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Before a withdrawal by Check Transfer is available to use, it may take one trading day for the bank to process the cheque deposit after the funds have arrived in the bank account

● Fees: free of charge

● Arrival time of withdrawal funds

Withdrawal notification time

Estimated bank arrival timeEstimated availability time
Before 11:00 on the trading day (Check Transfer)Before 18:00 on the same dayAfter 16:00 on the next trading day
After 11:00 on the trading day (Check Transfer)Before 18:00 on the next trading dayAfter 16:00 on the next two trading days.

Note: Fund will be remitted within 2-5 working days upon request for Money Market Fund withdrawals. The actual arrival time is subject to the fund company's redemption time and the bank's processing time of the payment.

● Withdrawal guidelines

FUTU APP: FUTU APP - Trade - More - Withdraw 


2.2 Bank-Securities Transfer

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Supported Banks: China Merchants Bank Hong Kong Branch, China Minsheng Bank Hong Kong Branch. Before withdrawing funds by Bank-Securities Transfer, you need to activate Bank-Securities Transfer Service.

● Fees: free of charge

● Supported Currencies: HKD and USD

● Arrival time of withdrawal funds

Withdrawal notification timeEstimated bank arrival timeEstimated availability time
08:40 - 15:55* on the trading dayWithin 5 minutesAvailable immediately upon receipt
Non-Hong Kong trading sessionBefore 09:00 on the next trading dayAvailable immediately upon receipt

Notes: 

For single withdrawal amount over HKD 3 million / USD 500,000, manual approval is required and is expected to be completed before 16:00 on the Hong Kong stock trading day.

For single withdrawal amount over HKD 8 million / USD 2 million, it may take T+1 trading day to complete, please make advance arrangement.


2.3 Offshore banks

Withdrawal by Bank of China (Hong Kong) wire transfer Transfer

● Fee: Handling fee on HKD 300 (withdrawing HKD)/45 USD (withdrawing USD) for each transaction will be charged by the Hong Kong remittance bank. 

If you withdraw Hong Kong dollars to overseas regions (except Macau), you will also be charged a "no exchange fee", 0.25% of the amount of each remittance, the minimum is 100 Hong Kong dollars, and the maximum is 0.25% of the equivalent of US$50,000,  fees charged by Hong Kong-based sending bank.

● Arrival Time of withdrawal funds

Funds will be remitted within 1-2 working days after applying for withdrawal. Due to the cross-border transfer of funds, the specific arrival time is uncertain.

Note: Fund will be remitted within 2-5 working days upon request for Money Market Fund withdrawals. The actual arrival time is subject to the fund company's redemption time and the bank's processing time of the payment.

● Operational guidelines

FUTU APP: FUTU APP - Trade - More - Withdraw 

Note: To prevent bank charges when withdrawing funds, please make sure your Bank Account Name is in the same order as account opening ID Number, or you will be liable for the fees!


3. Initiate deposit notifications

Please click here to see how it works.