Fund products enable investors to diversify risks and invest in multiple assets with a relatively lower threshold in the capital, making it a starting point for many novice investors. According to Futu’s data, the top ten fund products on the platform were dominated by Money Market Funds in the first four months of 2022. The flexibility of fund investment has also attracted emerging participation by Gen-Z investors. With the fund investment being more prevalent among different generations, Futu Securities International (Hong Kong) Limited (「Futu」 or the 「Company」) introduces the annualized fund coupon as a welcome offer. New clients can enjoy a guaranteed 7% of annualized return upon successfully activating an account and fixing the principal for 90 days. The lucrative returns offer, coupled with Futu’s diversified, picked global fund products, meets the needs of long, medium and short-term asset allocation, allowing clients to flexibly manage wealth amid adverse market condition to achieve individual investment goals.

Catering to the needs of clients from different age groups by providing flexible allocation of fund products

According to Futu’s fund data, in the first four months of this year, six Money Market funds ranked among the top ten most subscribed fund products*, making the overall top-ranked portfolios more conservative compared with the same period last year. On the whole, the risk tolerance level of clients is lower than that in 2021, and the proportion of lower-risk level investors has increased from 71% to 91% year-over-year. The more conservative investment approach in funds that the investors have adopted illustrates how the function of risk diversification has played an essential role in the current market conditions.

Generally speaking, clients from Generation Y have the highest participation in funds (62%), while the invlovement of Generation Z, who can bear higher risks, has surged from 18.4% to 33% year-on-year, showing that funds have become a common choice for investors from different age groups. Futu’s fund portfolio includes a basket of high-quality selective fund products from global markets, and is flexible according to market changes and each client’s risk tolerance level. Besides, the funds can be redeemed at any time, whether for money market funds, bond funds, equity funds or balanced funds, meeting the different needs of a wide range of investors.

Clients now enjoy new welcome bundle upon successful application

Starting from today until 3pm on May 30, clients can enjoy a welcome bundle upon successfully activating an account with HKD 10,000 or more on deposit. With a secured 7% annualized rate fund coupons, which can be used for subscription for any funds, the discount could be applied up to a maximum of HKD 30,000 or USD 3,600 in principal, and a maximum of 90 days of returns will be distributed on a first-come, first-served basis.

At the same time, clients who successfully open an account and meet the deposit requirement will receive a share of Tencent, together with a HKD 300 cash coupon, lifetime commission-free for trading Hong Kong stocks, accounting up to HKD 1,200 in value together with the fund coupon. 

Mr. Leaf Hua Li, founder of Futu Securities, said: "We have recognized the trend of increasing subscription to funds since the beginning of this year, in which the growth trend of younger generation investors is particularly significant, showing that Futu fund products have become an important tool for investors to hedge against the risk of a falling market.」 

「Futu further enhances the benefits of funds investment by providing flexibility in fund redemption and switching portfolios, product diversity and one-stop technical investment support to facilitate investors managing and allocating global assets. We hope this promotion will further encourage fund investment, so investors can enjoy high-quality selective products by Futu, in return achieving their investment goals and enabling greater possibilities for life.」

*Ranking is based on the number of subscriptions for each fund to the overall number of fund subscriptions during the first 4 months of 2022.